Did Biden's New Health Insurance Law Affect You?
Starting in September, the Biden administration's reversal of the Trump-era policy on short-term medical plans will limit these plans to just three months with only a one-month renewal option. This urgent change could leave many people, especially self-employed individuals and contractors, scrambling for coverage.
Why Act Now?
With companies like Golden Rule, National General, Everest, Pivot Health, and others providing short-term medical plans, it’s crucial to reassess your health insurance options immediately. Consulting with licensed, reputable advisors, such as RKA Insurance Advisors, can ensure you find the best plan tailored to your needs amidst these changes.
Your Options
ACA Marketplace Plans: These comprehensive plans are guaranteed acceptance; no matter your health conditions, you can get coverage!
Medically Underwritten Plans: Ideal for healthy individuals, these plans can provide more affordable rates based on your health profile. These are much harder to qualify for. However, you will likely find lower out-of-pocket exposure also.
Employer Coverage: If your employer offers coverage, there are advantages to being an employee. These comprehensive plans are guaranteed acceptance; no matter your health conditions, you can get coverage! Adding family can increase the overall costs.
Secure Your Coverage Today
Don't wait until it's too late. The new rules will significantly impact the flexibility of short-term medical plans, making professional guidance more vital than ever. At RKA Insurance Advisors, we specialize in navigating these complexities and provide access to a variety of plans from all major insurance carriers across 32 states.
Contact us now to ensure you’re covered and take advantage of the best health insurance options available.
