Health Coverage for Nurses

The past almost 2 years have been well, a lot on our nurses. From being on the front lines, being hero’s saving lives, to being overworked and understaffed. They have been through and risked their health the most in the few years. Our nurses of course have to protect themselves as well.  Now a good portion of nurses have health coverage through their employer which is great bc they are at a minimum paying 50% of monthly premiums.

What about our travel nurses? Who basically jump Into the fire of the hotspots of covid-19. Unfortunately, for most travel nurses, health benefits are not offered to them. So they check the marketplace exchange and realize they can get coverage but it’s in a restricted HMO or EPO network that only covers in that specific zip code they reside in. Unfortunately, that type of network wouldn’t be sufficient for a travel nurse, simply bc when they now travel outside of their resident zip code they have no coverage. Risking and jeopardizing your health daily working in covid hotspots and not having the proper coverage isn’t a risk I would advise taking.

Most people, nurses especially would benefit from being in a nationwide PPO network. Where you have coverage anywhere in the nation and have the freedom and flexibility to even go outside of the network if need be. Now, PPO networks are extremely limited on the federal marketplace exchange. They are available on the private market. If you are a travel nurse and do not have the right coverage for you or no coverage at all reach out today speak to a benefit specialist to review all your available coverage options. Even if you are not a nurse and travel frequently being in a nationwide PPO network would benefit you. You want to be covered anywhere you go, being in a nationwide PPO network provides that!


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Health Coverage & Self Employed

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Overpaying for Health Coverage that you don’t use?